Northern Lights manage comprehensive portfolios with a focus on the long-term time horizon. We develop every asset allocation based on client goals and circumstances and adjust this allocation based on the current market conditions. In order to complete the implementation of an investment portfolio our team performs due diligence, manager monitoring, rebalance activities, as well as high quality performance reporting.
★ Client investment education
★ Target asset allocation selection
★ Personalized investment policy statement
★ Investment selection and implementation
★ Ongoing rebalancing and tactical updates to asset allocation
★ Portfolio accounting
★ Portfolio performance reporting
★ Portfolio review and evaluation
As part of our method and approach, our goal is to:
LISTEN: We help you articulate the goals you have for your wealth as they relate to your lifestyle, business, children, philanthropy, and aspirations. We translate this into a risk profile based on a multitude of parameters, unique to your situation.
LEARN: Signature gathers, interprets, and summarizes information from an exhaustive list of financial and legal documents
CONCEPTUALIZE: By understanding what structures and strategies have been put in place to accomplish goals, we generate ideas for new strategies that can complement existing plans. We will interpret your financial picture, and identify and assess additional opportunities and strategies to move you toward your goals.
ANALYZE: We will test our thinking for your strategic wealth plan by running financial models of your status quo and alternative strategies. We employ sophisticated financial planning software and incorporate Monte Carlo analysis, refining as necessary.
IMPLEMENT: Northern Lights will translate the financial plan and strategy into a tactical action plan including broad asset allocation, specific investment vehicles and manager selection, and the execution of associated tasks.
ASSESS: We meet with our clients quarterly to review investment performance, assess progress toward your goals, and check in to hear about events and occurrences that may have a financial impact.
SCAN: We continuously scan the horizon for new client opportunities in different economic, market, and tax environments.